Dec. 8, 2020

All The Single Ladies

All The Single Ladies

Undebatable delivers again! Join us for episode 7 of your favorite podcast. In this episode we discuss hot topics such as the debacle of finding something that's not yours. Do you keep it or give it back?  We discuss a Virginia woman whose trip to find new Christmas tree lights lead to her purchase of a winning lottery ticket, what would you do with all that dough? Lastly would you sue your ex? Are prenuptials even needed by most people or just celebrities? Our guest on this episode is Brandon Fink, a successful Financial Planner from Boston, MA who works with Professional Basketball Players.

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Transcript

Keith:

trivia time. What happens when you put for highly opinionated friends? For microphones and breaking news and controversial topics in a blender? You get one hell of a podcast. This is undebatable A hysterical and thought provoking podcast that sees for friends from different backgrounds debate hot button issues that affect our modern world. hot button issues. For quick witted hosts, if it's political news, pop culture news or weird news. We're talking about it. This is undebatable and here are your hosts railly Hey, oh, Curtis. Bradford, yo.

Unknown:

Hello, hello. Hello. Welcome back. Everybody. A

Curtis:

week has gone by fast. How's everyone's week?

Raylene:

Fantastic.

Bradford Ricardo-Hyde:

A week has gone by fast. I can't even believe it's been a week already. That's just insane.

Steve:

Where are we not just here? Right.

Bradford Ricardo-Hyde:

Did you ever feel like just yesterday we were waxing that weight. Exactly.

Curtis:

I was gonna get to that.

Steve:

Ever. Why do we drink?

Curtis:

Some of us are drunk I think. Did you ever listen to let's talk about sex? Did you ever

Bradford Ricardo-Hyde:

I did and I have to tell you. My sister was like, with my twin by the way it's slow. Right? So she's like, I can't believe you've never heard that. They played it on the school bus. I'm like I highly doubt they played it on the school bus. She's convinced they did. I don't know what school bus Yeah,

Steve:

I mean the plane was on the school bus now right? I think let's talk about sex. Probably made it

Raylene:

Yeah. And it's getting hot in here is playing on the school bus when my daughter was in like fourth or fifth grade and Mama was not happy.

Curtis:

Well, in gifts, we will not be given our children which will be Wow. Let's talk about sec CDs. Let's talk about this new PS five phenomenon has Have any of you guys had this on your Christmas list? Or do you guys plan on getting it? Or Have any of you guys bought some of these ridiculous raffles that are going out here for 100 bucks a pop?

Steve:

I am knowingly going to get flushed with cash on Christmas Day. my paycheck lines up right on the same day so my I can pay my bills and have a PlayStation five right for a $100 investment. At the same time. I owe the city of Norwich about $600 in taxes. So there's there's a moment of like,

Unknown:

I could pay my taxes but I

Steve:

get a PlayStation five.

Raylene:

I honestly thought you're gonna say parking tickets.

Bradford Ricardo-Hyde:

I have a $30 outstanding ticket right in front of the studio here in the parking garage.

Steve:

Are you not? Oh, the parking garage?

Unknown:

Are you boycotting it? No, I

Bradford Ricardo-Hyde:

just keep forgetting to pay it. All right. It wasn't sure if we bought tickets in my mind. No. So do you play? You obviously play video? Yeah, I

Steve:

have a PlayStation four. I got it. Right, as Christmas came out, like right off the right off, like the production line, whatever you want to call it. So it was great Christmas. But the problem is, I have every issue that exists with the PlayStation four because I was the test dummy to figure out what was wrong. So the fan so loud, I can hear it from my kitchen like, Oh, I wanna it's kind of like the other little twist to be like, Well, you know, you should just go get a PlayStation five, it'd be super quiet. You know, wouldn't be bothering your roommate or your neighbors is not really an issue. But like, that's my excuse.

Curtis:

So you would actually purchase a ticket for this raffle?

Steve:

I would $35 I almost jumped in one yesterday. But like $100 would be a little crazy, right? Like, what's

Curtis:

your cutoff? Would you ever purchase a raffle ticket? Oh, no.

Raylene:

All right. Also, that's illegal in the state of Connecticut.

Unknown:

So can we get away with a lot of things nowadays.

Steve:

All couples

Unknown:

care, no. Silly.

Raylene:

Nobody should be making a huge amount of money off something they actually either either they bought one from themselves, and then they grabbed another one because they wanted to sell it which is shitty, or they you know, it's taking advantage and I don't appreciate it.

Bradford Ricardo-Hyde:

I don't play video games. I hate video games. I think that that's what's half wrong with the kids nowadays, they need to unplug from this virtual world and plug into the real world and we'd probably been a little bit of a different place.

Raylene:

The only reason I have the ps4 is because it's also a blu ray player.

Curtis:

Well speaking of blu ray players, or just CD players or just music in general, one of the other highlights for this week was Mariah Carey, who had partnered with Ariana Grande day as well as Jay had Jennifer Hudson on a new hit Christmas song and I actually was fairly relieved that Santa delivered that for Christmas. If you guys are unfamiliar, you know there's Mariah Carey, the queen of hitting high notes and the queen of soul Queen of whatever. Christmas Christmas then you have Eric ariana grande de for every millennials every Gen everything correct them to come in together to hit the perfect high No, I just thought that was a great way to end 2020 and it's

Steve:

kind of like a reach across the generations. It was like so Ariana Grande a will never touch the ability of Mariah Carey has You don't think so? No. Well,

Unknown:

no I don't know either.

Raylene:

I don't have that anymore. Did you guys not see New Year's Eve last year before freezing

Bradford Ricardo-Hyde:

cold your vocal in her defense

Steve:

right but neither does Jordan and he's still the greatest of all time. Sure, you know, so like, she's a living legend. Like right now they match up. I saw her at Mohegan Sun. Who, right carry like a Christmas concert. I got free tickets. How was it? Um, I can't believe I'm going to this, but I'm like, why would I pass up? Although to see Mariah Carey, right? It was fucking incredible. Like the stage performance. And then she, you know, obviously encore is All I want for Christmas. But I mean, she's the queen of Christmas, man.

Raylene:

I watched read listen to what's the word listen to on Audible. There was one of those ones. You get the free audible ones and they had one about Christmas songs. And you know when they were written and how long they lasted and Mariah Carey's all they want for Christmas is the last song last Christmas song. That was that ever hit the top 10 I believe and then no other song has ever come close. Because it it's just such a great song.

Curtis:

If there's one thing I'll give her is she's the queen of Christmas. She's a living legend. And unfortunately, Christmas could not come early enough for all of us. JLo fans because Mariah Carey and JLo Mariah still doesn't know who JLo is. Which I think it's crazy. But she does know who Ariana Grande is. Yeah, if you ever ask Mariah Carey in any interview, if you see her she'll say, I don't know who that is. That's pretty. Oh

Raylene:

no, she's saying that as a dish.

Unknown:

Right?

Raylene:

She is being as she fucking knows who Nick Cannon is she sure as hell knows.

Steve:

She knows all of Nick Cannon speaking of Mariah Carey and

Curtis:

Nick Cannon till death do us part was one of our topics today. So we'll be discussing. Would you sue your axe?

Unknown:

Probably. Wow.

Curtis:

burned out Christmas tree lights led a woman to $171,000 lottery ticket like

Unknown:

what I would give it

Curtis:

in if you found something lost on the ground? Can you rightfully keep it? You know? Finders keepers, losers weepers. That type of thing.

Raylene:

So let's get if you're in kindergarten, and it's a pencil. Right?

Curtis:

I guess there are some like, Where are these rules actually written? So let's get into the first one. So if you find something Boston aground, can you rightfully keep it like a lost wallet, purse or other valuables?

Raylene:

It's gonna depend on the retail value of it. So

Bradford Ricardo-Hyde:

out the window? Well,

Raylene:

no, I mean, like, if it's a purse or a wallet or something along those lines, you better turn it in, otherwise, you're a piece of shit. But right at the beginning of the pandemic, I was at Target and I saw this little yellow blob on the ground and I picked it up. And it was a reusable bag. Right. And so I'm like, cool. I now have a reusable bag. And I use it all the time. And I love it. It was like the universe's

Unknown:

story, I gotta grab it.

Steve:

Hold on, I started telling this story.

Unknown:

Oh,

Raylene:

attaches to my person.

Bradford Ricardo-Hyde:

I thought she was gonna say a reusable condom

Steve:

was gonna be like this, this Apple phone with this amazing witness ever usable bag.

Raylene:

Good. That's what I'm saying. I'm not gonna turn in like a reusable bag. We didn't find anything a remote value I'm turning it in because I feel like that could have value

Steve:

it could have for that bag. Somebody

Raylene:

somebody literally was like, Oh, that's from this, you know, name this grocery store. And I'm like, I have never heard of that grocery store. So clearly, whoever's it was took it from another state and brought it here and then left a target. And now it's mine. Sorry. So

Steve:

I'm curious. So my rule is like the ground is fair game, but it's totally situational. So like if I find a wad of cash on the ground, I've

Raylene:

kept up to

Steve:

10 I'm not looking around for nobody. But if I find a wallet and I can see the picture of the guy now I get attached to somebody right and now I feel guilty I go try to put in the effort. But here's here's like the real question. If there's 1000 bucks in there now the whole thing has gone back took the cash out now you're gonna and I gave gave you all your credit cards back. Oh, no, you're lucky you got anything. I feel like I feel like that would still be an acceptable return guidance. You know, cash

Unknown:

you're going to hell could at least get 20%

Raylene:

well if they give you the 20% if

Curtis:

that's the problem, how many people are really going to give the 20%

Raylene:

It happened to me It happened it happened in Lisbon last week somebody lost their wallet and somebody else turned it back in and the guy gave him 20% of the cash it was in there. Now find my wallet. There's no freakin cash. Right?

Unknown:

Right. Right. I believe in karma

Bradford Ricardo-Hyde:

from I haven't found what was it like 35 cents or something the other day and our dryer and so I went like dad did you do laundry? No. And I was like my sister and I gave her her 35 cents.

Raylene:

Ridiculous. There's money in the washing machine that is mine. I don't care who you are in my family. If you were dumb enough to leave money in your pocket that becomes mine. It is a tip for free laundry. Usually subjective. That's the family tip. I'm sorry if you left 20 bucks in your pant pocket and I folded it and it fell in my lap. Is there a limit to how much this Tip No, no, my my oldest daughter when she was younger, always had cash in her pocket. Get in would always I mean, one one week I made 60 bucks doing laundry kept my mouth shut to Hey, wow.

Steve:

Hey, someone was watching like literally Santa Claus.

Bradford Ricardo-Hyde:

You know if you've been naughty or nice. So question, I have

Curtis:

some questions for you guys. So would you keep it or would you turn it in? That's it. Would you keep it? Would you turn it in? No story? No no circumstance? What

Steve:

is it a wallet or purse? Right?

Unknown:

Okay, so

Curtis:

let's get to it. There's no cameras, there are no people inside. There's $100 on the floor,

Bradford Ricardo-Hyde:

just $100

Raylene:

cash I'm keeping Where are we?

Unknown:

Where are we though?

Curtis:

Yeah, we are doesn't matter. Doesn't matter if there are no people on site and there are no cam No, it's mine. You know,

Bradford Ricardo-Hyde:

if you've run that into like the customer service counter, she's like, okay, I'll make sure the person gets it right.

Curtis:

There was no people to validate you this person.

Bradford Ricardo-Hyde:

Yeah, I'm with Steve.

Raylene:

Okay. I will tell you with absolute honesty when I was 21 years old, and I lived in Alaska, I had come out of a bar to in the morning, and I looked down and I saw a $20 bill. And then right next to it, I saw another one. And then I followed her trail and I want to put $220 and I walked right to my car, and I went home and I paid some fucking bills. Thank God, you can walk

Steve:

out of this alive itself to see this sample if you find like, if you found in the woods, that changes everything. Like if you found me I was in the woods. Would you still like return? I wouldn't.

Unknown:

Yes, yes, I'd like cash and walk away. Well, I

Raylene:

mean, if I found the wallet in the woods, then

Steve:

all right, I can be fucking evidence in a murder for all you know,

Raylene:

right. But I would return it because I have had my purse stolen before and to replace your driver's license and your credit cards and you know, the stupid flower that you have pressed in your wallet. And the cute little note from your husband that says I love you, all this shit is gone, right? So sometimes you take the damn cash and give me back my freaking wallet. But the reality is, if I found your wallet, I would return it to you 100% the way when I was

Steve:

15, my first job ever was getting the grocery carriages at Adams supermarket. And my job was go out and bring them in no matter whatever. And I'm coming in I found this purse sitting on the top. I'm like 15 I like ride my bike to the end of town for this job. And I look in I see that there's like cash in there. And I have this moment of like, 15 you know, not a man like all the lessons you've been taught, really come down. I'm like, take it and I'm like, No, and I and I return it. And two days later, I'm working in this sweet little lady comes up and she goes Oh, are you the one who found my purse? His nice little 80 year old lady. She goes, Oh, I had 15 $100 in cash in there. That's all my money I have like for my mom because she gets paid monthly. She goes I want you to have $300 you could have robbed me blind and it was like a early reminder and like learning lesson as a kid to be like, you know what, if you do the right thing, right, it does pay off now that 15 $100 was a bundle wrapped in a

Unknown:

bundle,

Keith:

rubber band and a party.

Raylene:

But I would watch social media to see if anybody said hey, I dropped a bundle of hors d'oeuvres, but I'm not gonna I'm not gonna say I found 15 $100 in the parking lot because you know, everybody like, Oh, that was mine though. Right? Yeah. What's the serial number on the top bill? Of course, of course, I

Steve:

screwed up a giveaway on the radio today. And I was about to be like, Hey, if you're the person that called

Unknown:

What am I? That was me everybody's gonna say exactly.

Raylene:

My level of honesty is such that I ate a candy bar in a grocery store one time and I walked out and realized after I left that I'd forgotten to pay for it cuz I intended to pay for on the way out and I turned around and walked back in and paid for my candy bar. Wow. And that was already out the door and it was 55 cents. It was a twig so you can take me down on the Twix anytime you want.

Curtis:

Wow. So diamond ring in the middle of a forest. Yes or no? No.

Unknown:

bad shit. You're keeping?

Steve:

No no. You find the person? Yeah,

Raylene:

I mean, fine. Take a picture. Put that on the internet. And yeah.

Unknown:

Bradford What would you do?

Bradford Ricardo-Hyde:

I visit diamond ring. Yeah, I would try to figure out who it it will it's in the middle of a forest. Yeah. So I'm planning it.

Unknown:

You're planning it? Yeah. Wow. He's like I'm using it for 30 days from now. Right? We're gonna get for that anyway, round to the rightful owner.

Raylene:

Take a picture and you put it on and then you'd be like prove it you're show me a picture of your hand with that ring. I

Steve:

feel cash would be the universal thing that like it hits the ground. fair game. Like if you lose cash that's on you, bro.

Raylene:

I've dropped I've actually I've picked up two I don't remember. I think it was like a Boston or something. And somebody dropped to 20 it was rolling towards me in the wind and I stomped on it and I'll make thank you and stuck it in my pocket. So unless I see somebody chasing that 20 That's mine.

Curtis:

Well, money doesn't grow on trees. So they say I wish it did. But a burned out Christmas tree has led to a woman finding $171,000 for a lottery jackpot

Steve:

that is quite fine in the end like Could you

Curtis:

imagine I originally when I read the article, I was confused. I just thought like you'll burn down some Christmas trees. She had some luck and there was a lotto ticket under I don't know the story was confusing was misleading the way it read from just the title. It was like

Steve:

a lotto ticket from the Limburg Bay right robbery, kidnapping.

Curtis:

So it inspired me to go buy a Christmas tree today. So I could go purchase the right lotto ticket and win tomorrow. So, the

Steve:

self the self marketing of lottery, right, that's

Curtis:

exactly what just happened in the story. Has anyone ever you know, do you guys purchase lottery tickets?

Raylene:

I will sometimes purchase one of the Powerball if it's like a ridiculous yes amount of money, because why not? But the rest of the time now,

Steve:

how many do you do buy one or do you buy most when it's in that situation, you buy more than one,

Raylene:

I usually buy one because

Steve:

I do the same thing. I only buy it when it's huge. And I go straight up, Charlie in the Chocolate Factory, is you got a one shot, man, you got 135 cents from the dryer to go buy your candy bar. And if there's a golden ticket, there's a golden ticket.

Raylene:

I just buy it so that I can have that like all night long blue sky fantasy of what I'm going to do when I win the money.

Steve:

We're the same lottery. I don't even catch it. I'm like, I'm a millionaire. And I'm going to work right now.

Unknown:

The most you've ever won?

Raylene:

Oh, I don't like $4. Wow.

Bradford Ricardo-Hyde:

Yeah, same as me. I think the most I've ever won was like 15 and that was I don't play often either. You know, what I have luck at is? Is the slots at the casino. Really, really? Any slot?

Unknown:

quarter slot?

Bradford Ricardo-Hyde:

I'm a cheap bitch.

Raylene:

Yeah, well, you can't even play a penny anymore. Is this a penny slot machine but it's a minimum of 5050 pennies,

Curtis:

right? That's a 50 cent machine. Right?

Steve:

Right, cuz cuz one guy showed up one day with five cents and was like, Where's my free drink?

Raylene:

I want my knife. I like the ones where you can play nine cents at a time because that one makes me feel like a baller. But yet I'm not like right now losing too much. I actually did when when did I when I was in Saratoga Springs in October. And I won, I want to say like 40 bucks on a penny machine. And my husband didn't want to give me any money at all. Because he was like, well, we have a casino where we are and I'm like, Fuck you. It's got two hours, give me some money. He like lost his immediately and I want a winning 40 bucks. And I was like, here, and he's like, you want it and I'm like, it's your money. And you were bitchy about it. So.

Steve:

So I've had this idea for what the lottery could be. Now imagine if they use our social security numbers. And they took like, $1 from us a week. And every week, they just picked a random American and just made him a fucking millionaire.

Curtis:

I'd much rather my Social Security dollars. Like

Steve:

Imagine that.

Raylene:

Okay, hold on, though. That'd be cool. Let's take this one step back. How about the way you get into it is you register to vote, we're so secure. Boom. And then you can't and if you don't have your if you're not registered to vote, you can't be in the lottery.

Steve:

Can we just we start our own Congress. Like right now.

Curtis:

I know a genius. Yeah, that's $1

Steve:

Hey, this how America started literally how good ideas. This is our revolution that you'll ever hear.

Raylene:

All around the table all over the world with Mike's

Bradford Ricardo-Hyde:

headphones, Chardonnay. That's exactly

Curtis:

how they did that or their GoFundMe to get me out of prison.

Unknown:

Travel party?

Raylene:

Does anybody contribute it to GoFundMe? Um, yeah,

Curtis:

if I know the cause, it's harder now than it was before doing it. There's a GoFundMe for everything. lost a tooth. My grandmother wants new boobs. It's really controlling how

Steve:

to request it. It's really hard like being on the radio, because these people will reach out to you, they'll go for it. And it's kind of fucked up in a way because like, we'll share these, you know, or like, I recently did it for someone I know. He has three kids, his ex wife died in a car accident. They're all like the oldest one is 16 years old. So I just shared a GoFundMe thing to try to raise money. It's only for funeral costs literary. And like, I just lost my brother. And like, it's expensive to like, no idea, right? How like, Oh my god, that it's expensive. So I shared it mentioned on there real quick. Do many people call to complain too big Oh, you're using your platform to help something like I barely know this person. The problem is like, once you share the GoFundMe,

Raylene:

then everybody wants. The other

Steve:

ones aren't worthy. It's like once you open up the Pandora's box of giving, it keeps coming. And it's really frustrating, because you want to help right, everybody, but once you have this person, or and you helped me

Curtis:

bring up a good point. Have you had that moment where you had to say no, like, I just can't share that because I've had to do what's sad

Steve:

is I got a message today and I have to leave it unread. Right. And I read it and it's it's a woman and her kids living in a hotel, and they want to be in a regular place, even a condo for just the weekend. I know what I mean. It's like, Damn, I can share this and I can do something right. But once I do, yeah, there's gonna be five more down the line. And then there's other people and it's really frightening. It's like, how do you

Curtis:

pick and choose just no way I really

Steve:

would love to help. It's a really frustrating like, that's

Raylene:

why I want to win the lottery. I won the lottery, I would support almost every GoFundMe I click on them all just to see how they're doing. You know, and sometimes I'm like, Ah, you got no friends and then I'll look at another one and go damn would you do with that extra 10 grand speaking

Bradford Ricardo-Hyde:

of winning the lottery, it's kind of like finding a treasure out in the middle of absolutely nowhere. Did you hear about the guy that found Oh, my gosh, foster Fenn treasure.

Steve:

This is like literally Treasure isle

Bradford Ricardo-Hyde:

legit treasure box filled with millions worth of jewelry in gold and crazy things like that. And he, the, the guy who found it's like in his 30s is a young guy, and he didn't want his name or anything to be

Steve:

didn't want people knowing he's a millionaire now,

Bradford Ricardo-Hyde:

right? Well, yeah. And but there's actually a lawsuit so he has to, like, come forward and declare who he is. Yeah,

Steve:

somebody's saying he hacked the family or he

Bradford Ricardo-Hyde:

had another girl, there was some other bitch, she was also trying to find this treasure. And she apparently had all of these like clues through like a chain of tax or whatever. And, and she was like, right, she was like, he hacked into my phone. And he's like, I don't even know you like, Who are you? How does that even work?

Unknown:

Right? Well, he

Raylene:

doesn't want anybody to know who he is. Because then everybody will ask him to contribute to their GoFundMe, right?

Steve:

But the family so the author who hid the treasure ended up dying in the past September right so I guess the family was getting like dead like there's all these conspiracy theories and like the family was getting death threats so like the guy who found the treasure was now like, holy shit, right? Well, no, I have it. Not only will they come for them

Curtis:

to come up with but for me is that he wanted to just remain anonymous as anyone any of us would be anonymous if I hit

Steve:

if I won five grand I wouldn't tell somebody

Curtis:

right right. He was sued so he had no choice but to come clean and then be

Raylene:

who he was then because they sued him. That's excellent. If the point if the point was that you find the random treasure when you find the treasure, that's your treasure and you set out a lot of there right Rana understand.

Curtis:

These are real people that are like treasure hunter, right?

Raylene:

A lot of that.

Steve:

But here's my question is if this guy was anonymous, you'd have to sell that gold for the price of gold. Now knowing that this is this famous treasure that all these people search for. I can never sell it as a complete item for so much more.

Curtis:

If you can get those type of clues of course you can get the clue of who found the treasure. these are these are masterminds trying to find treasure

Raylene:

they're working to not work.

Steve:

And if you're if you're curious, his name is not Indiana Jones.

Curtis:

Then there's that so till death do us part. So you now have the treasure. You didn't have the treasure when we were married. Now we're divorced. Do you get to keep the treasure?

Steve:

marrying me was the treasure.

Raylene:

Right? How do you get?

Steve:

Don't drop it on the ground?

Raylene:

My favorite meme I've been seen is what do you get a guy who already got everything when he married you?

Unknown:

I love it. Didn't you know I did awesome.

Curtis:

I didn't do you believe in prenups?

Raylene:

Um, well, I mean, I have no idea. I'm not that different than in that situation. Right? Is

Curtis:

that like you got to be really, really rich to even

Raylene:

Yeah, I mean, I think you have to have a lot to lose like I think prenup started because of California is 50% thing where like if you get divorced, it's automatically 50%. But it's so if you're coming into the marriage with millions of dollars, and you're marrying the stripper that you bought, who swears she loves you? You know, you get a prenup, right. But in real general terms, and they all I think they should all have expiration dates. You know, like, you know, yeah, you know, you're you bought in for 10 or 15 years, then

Steve:

the you know, but Dr. Dre his wife deserves half a trillion dollars. Right? Yeah, I

Unknown:

mean, like,

Steve:

what the fuck? What beat did she make? Right?

Raylene:

Well, let's did she take care of his kids while he was out doing shit?

Steve:

That's a good argument. All

Raylene:

right, well, I mean, what what, what did she not get to do while he was out doing what he was doing? And how was he supporting her? How was she supporting him.

Curtis:

But I think that's where the unknown moments of updating your prenups or updating your marriage agreements as things expire. So having the 10 years clause where there's a prenup of you know, 6040 or 5050. And after the 10 years, you did your time so there's no arguing I took their cares. I kids, I watched your track your drawers, I took out the trash.

Raylene:

That's actually a subject that's coming up right now with Justin, the guy from this is us and the girl from sunset Realty. And they got he's claiming that they were actually separated before she's claiming. And the reason is because there's a prenup. And so he's trying to get out of paying what he needs to pay, because he's saying she left him earlier than that, but wow, yeah. And so that that's what I mean. I feel like if you're going into a marriage with a contract, then you really don't trust each other anyway, and

Curtis:

should you be getting married. So that's how I feel. I feel like you know, getting married is just like, you know, signing papers for doing business together. Marriages business,

Steve:

whatever you do, from that point on can be shared, but prior to nine, right, well, you can't I brought that fucking couch. That's my cat. Even though it's ours now. And we go our separate ways. We don't even discuss who's taking the couch,

Bradford Ricardo-Hyde:

right? It's my account, you get that random guy who gets the prenups because he's got that really like classy table from Bob's discount furniture for $99. He's like, making that table.

Raylene:

I'm just thinking like family money. If you come from family money, then then there needs to be like you can't just walk away with half my family's livelihood because you decided you're unhappy in the marriage. Not

Steve:

together your partnership together back to Dr. Dre argue against myself the day they got married whatever money he made every dime until they divorced, fair 5050 that's how you want to lay it up. But whatever you had before, she's no one's entitled to that.

Curtis:

Exactly that 5050 just rough for me because even though we got together, and I didn't come with money, but I made money while we were together, you didn't go out and hustle to make that model you're

Raylene:

gonna marry your support system I'm gonna marry you were but

Curtis:

that doesn't have a 50% value,

Steve:

but as a man, I'm gonna marry someone to support me or just something

Unknown:

nice as well either.

Steve:

We're setting what I'm getting. Right? Exactly. Like I'm giving up a dumb idiot to have a nice piece of ass or I'm gonna go marry someone who's supportive of me and helps me get better at my business right

Unknown:

either way, I'm

Steve:

a happy man at home. And in a sense, I think they deserve half that because

Curtis:

if I marry you, and you signed up to be the housewife or whatever, then yeah, you get a specific clause for that you don't get 50% for being the housewife you signed up for that? Well, we shouldn't be setting ourself up for the man has to go out and get the money and the woman doesn't flip.

Raylene:

Yeah, it works. It works both ways.

Steve:

Just don't get divorced. Right, right. Marry the right person. There's

Curtis:

that right 2020

Bradford Ricardo-Hyde:

divorce. Let me ask you a question. Do you guys watch that show on Netflix Virgin River?

Raylene:

Not yet. Okay.

Steve:

So I'm afraid to put that in my search.

Bradford Ricardo-Hyde:

Okay. Virgin River is actually an amazing show. And this isn't like going to ruin it for those who want to watch it but haven't yet. So though spoiler alert here but basically, Mel who's one of the main characters as a nurse and she moves to this random town out in the middle of nowhere to become a nurse at this like little mom and pop clinic. And in her prior lifer. She was married to a man who she really loved. He was a doctor and he ended up dying in a car accident. So she's now widowed. And she's got her wedding ring still that he gave her that ring was his grandmother's ring and it was in the family for some time. So in one of the episodes one of the Sisters of this gentleman comes in her sister in law and says I want the ring back what do you do there? Because I'm no I'm I'm It's a family heirloom heirloom. So wouldn't you want to give it back to the into the family or do you keep it keep in mind your husband's dead? He gave her that ring that as her ring now. Give it back for a

Raylene:

second. Yeah, well, they will caught it could have been together forever and then they probably would have had kids and there would have been great and it would have passed on it's her ring if she for sentimental reasons wants to give it back. That's one thing right? Right. I mean now if they got divorced, I was

Bradford Ricardo-Hyde:

going back Yeah, no divorce. Yeah, but he's, he's passed so it's her but

Steve:

if they had a daughter that would really solve the problem. But the thing is with me if something travels generationally it's never intended to be owned by one person is that it's always but it's supposed to stay in the family. She is the family

Raylene:

she is a family

Curtis:

she's allowed to now choose who she wants to pass it on. She's a she and her family but in fractures

Steve:

that line passed he didn't

Unknown:

get rid of her

Steve:

but it fractures the line

Unknown:

well now

Steve:

we question their legitimacy of love and marriage and union ship and then like 300 years from now their a war is gonna break out Well, that's exactly

Curtis:

how we got overseas and Queen Elizabeth and the rest of them I mean, incest and marriage. A lot of craziness that we got Braveheart That's true, but not

Raylene:

for nothing and this is completely off track but since you brought up England I've been watching the British baking show and there is not a straight tooth and any of those mouths I know right?

Unknown:

Those English

Steve:

straight dude on there either.

Unknown:

There are a few of them on over here sugar

Curtis:

like the new norm though now you have to include one person that's of the LGBTQ plus

Raylene:

no no nowadays that you have to include one white guy

Unknown:

he's gonna lose first.

Keith:

It's like reverse horrible

Unknown:

get out was the worst horror movie just realizing Oh greatest trailer of all time though. Really? Is

Steve:

that what the put five on it?

Curtis:

I got five on it. Oh, I was thinking things on got it. Yes,

Steve:

yes, yes. Yes. Greatest trailer But

Curtis:

out of all things. That's where you remember get out from the trailer?

Steve:

Well, I don't like horror movies. I'm gonna see

Raylene:

the only

Steve:

thing I'm thinking of Michael Michael Michael Michael to write like from

Curtis:

December and it's Christmas time. What's your favorite Christmas movie?

Steve:

Oh, National Lampoon's Christmas vacation home alone like really fucking close seconds. I'm

Unknown:

alone is always a

Raylene:

really Miracle on 34th Street. The original reason Angel gets its wings

Bradford Ricardo-Hyde:

frozen two. Is it even a Christmas movie?

Raylene:

No, it's just cool.

Steve:

You got it. You got that color and your rainbow bag.

Unknown:

is still on frozen.

Steve:

couldn't open a wine bottle earlier.

Bradford Ricardo-Hyde:

Oh, ah Can I rpfs

Steve:

Wow, I actually see that. I love Olaf.

Unknown:

I feel like you channel him.

Curtis:

Is this your favorite time of year?

Bradford Ricardo-Hyde:

No fall is. So we're ending where the sun is setting on my favorite time. Oh

Unknown:

my god.

Raylene:

I like all Christmas movies. I spent the entire week of COVID and then ever since I went back like I probably watch two to three Christmas movies a day three days. Wow. Yeah, I just I just sit there and fast forward through the commercials and I watch my Christmas movies and I do my jigsaw puzzles and I just chill This is the season I don't have

Steve:

it always works out in the end of the movie right

Raylene:

and there always has to be a misunderstanding and then she gets upset or he gets upset and they walk away and then then they come back together and it's all here and then they kiss and what drives me crazy is all these hallmark movies the kisses are so obviously fake that it's frustrating. And I'm like, why can't you do like an over the shoulder pan so it looks like they're actually kissing instead of sucking on somebody's top lip and bottom lip? Because it's really gross.

Unknown:

sounds gross.

Raylene:

I hate the fit. But I love I don't I don't know why.

Curtis:

Well, we love Christmas. We love Mariah Carey is the queen of Christmas. Go get your lotto tickets. Anything else I missed from today's

Raylene:

me a lotto ticket your

Steve:

cashes out in the ground. It's fuckin mine.

Raylene:

There we go. Mine. It's

Curtis:

not yours. It's and we clearly take lotto tickets for gifts this year. Right? Well, we have an amazing guest coming up. I can't wait to talk to him. I love the NBA and I love anything that has to do with racially quality. But before that, we have to pay some bills.

Raylene:

Curtis Where were you? I thought you were gonna miss the podcast.

Curtis:

I was grocery shopping and it was rough. I had to run all over town to get everything on my list and I got elbow dropped by a little old lady over a pack of toilet paper. I don't see what's so great about shopping. It's a pain.

Raylene:

That's because you're doing it wrong. I did all my shopping while we were on the last commercial break and most of it will be here by the time the show was over. See what

Curtis:

how did you manage that? Did you get yourself a personal shopper?

Raylene:

Nope. Even better. instacart. Instead of having to play separate orders at every store, I can place one order for all my favorites from a variety of local grocery stores on instacart and they'll be delivered to my doorstep in as fast as an hour. They even let you know when your favorite items go on sale. Sweet. How can I get in on this just click the link in the show notes that will let instacart know that we sent you and it'll help support our show. Not only that our listeners get free delivery on their first order over $35 so it's a win win for everyone

Curtis:

heading over there now instacart saving you time and money. Now that's undebatable

Keith:

you're listening to undebatable here's Raylene Curtis, Steve and Bradford

Curtis:

Welcome back to undebatable podcast tonight we have Brandon think his mission is to reimagine wealth management for the professional athlete particularly the professional basketball player. His approach emphasizes education and mentorship to help his clients develop a powerful attitude and belief system about their personal and financial futures. Brandon's missions brings to light the inequities many African American and local lower income families face in trying to build wealth Boston magazine named Brandon a five star wealth manager 2018 and 2019 and was named one of the 500 fastest growing advisory by wealth advisory management.com. He is a member of the Boston Estate Planning Council. He's actively involved in the Jewish Federation of Boston, and an avid fan of all things basketball. Welcome, Brandon. Welcome, welcome. It's a pleasure to have you.

Unknown:

Thank you. Thank you quick.

Curtis:

All right, so let's get let's get into this give me a little brief history of how you got started into wealth management and then into you know, incorporating that into sports.

Unknown:

Well, I'm married, I'm married my two passions, which is a hell of a thing to be privileged enough to do to do two things you love. Every day I started playing basketball at the age of eight years old just fell in love with the sport shockingly didn't have a chance to play professionally. My five eight on athletic stature in blend to well with the NBA was was looking for With that said wealth management was calling my name. So I went to Boston University and got very involved in, in finance actually, before that, I wanted to be a basketball coach and really do something within the game of basketball. But this was right around the financial crisis, the world was crumbling all around me and just found things fascinating and got very interested in economics and investing and and all that jazz and wealth management at that point was the only career within the financial world where I could actually talk and deal with people, you know, which was really, in essence, what I had wanted to do. So began my career, advising my clients and helping them be the best financial and personal versions of themselves and got this crazy idea somewhere along the way that I wanted to marry these two worlds together. And I felt that the wealth management offerings for professional athletes in general, but particularly the professional basketball world were insufficient. So just felt that I had a better way of doing it and then having fun ever since.

Curtis:

So you have a quote in your bio that says you are fortunate to grow up in a household that afforded you a tremendous opportunity. Most of the athletes I you speak of were not given the same privilege. Yet the wealth provided through professional sports contract began to uplift their families and their entire communities, you know, speaking more to racial inadequacies, and you know how contracts are divided up in terms of representation, legalities in sports or with black athletes. Talk to me a little bit about your, you know, your inspiration behind the racial justice things that you do.

Unknown:

Yeah, absolutely. So look, it really goes back to being a kid. And, you know, I was fortunate enough to go home every night to a household with two loving parents grew up in a Jewish household, middle class ton of opportunities afforded to me yet the players that I played with, a lot of them had a very different reality, going home to the inner city. And, you know, I think I saw that contrast, at a young age, but I couldn't really put my finger on it. And, you know, when I got into the world of wealth management, I focused and started working with people on how to build financial lives for themselves and sustainable wealth. You know, that's where I really started to see differences. And, you know, I recognized a big part of what I wanted to do was when I work with someone that is fortunate enough to be a professional basketball player is coming into money, making sure that they're able to sustain that level of wealth. And, you know, the beauty of it growing up in a Jewish household, countless examples of successful Jewish CEOs of Fortune 500 companies, I mean, I had every example in the world that that I could look at as far as becoming financially successful. Yet, you know, unfortunately, that's not a reality that young African Americans face. So take Chris Dunn, for example, or any NBA player the opportunity that they have to build lifelong wealth for themselves, what they can do to their families, what they can do to their communities. And also be another example of someone that young people can look to is huge. And I think beyond the interest I have in finance and economics, having a stake in that really gets me excited. Alright, so

Raylene:

this one might be a little bit slightly off topic, but what do you think of the pay disparity between the NBA players and the W NBA players?

Unknown:

So it's significant? Yeah.

Raylene:

Okay, Captain zero,

Unknown:

that are on aware with what NBA contracts look like. Versus w A contracts? It's, it's significant? Look, it's a tough one. because on one hand, you know, from a capitalist perspective, I look at the revenue that NBA teams are bringing in, and what the front offices have as far as their ability to pay the players and let's call it what it is, if the players aren't aren't on the court, you know, that's ultimately the product, it's leading to the viewership. It's leading to the sponsorship, it's where the money is, you know, but I do think that when we think about the W NBA, well, I can't ignore that there's differences in viewership. I think there is more that we can do from a basketball perspective of just highlighting because look, I mean, I do I watch more NBA than w NBA sure. But, you know, when I watched the W NBA, they compete, you know, the games are tough. You know, they go at it just just like the guys do. So I definitely think the pay disparity, there's a lot we can do to make it a bit closer. But look, there's realities here too. And when you when we look at what NBA teams bring in versus w NBA teams, and there's a reality behind it, which is there's less money to go around in the W NBA, but you know, we certainly can highlight the fact that look, there's they play a hell of a game of basketball, and the games are tough. And they go at it so we can have it be more of the conversation, I would say, and you know, we can we can get behind our w NBA family quite a bit more. We need to pay them more money. We do. Yeah,

Raylene:

I got snotty with somebody at the beginning of this year. And I'm like, Well, you know, they don't bring in as much and the front and blah, blah, blah. And then I went I did some research. And I was like, no, they're just straight up screwing up. They're just straight up not paying them, you know, percentage wise and the numbers, they don't add up. It doesn't add up that they're not being paid better. And the other thing is, they're getting injured, because in order to make a living, they have to go play off season in Europe, and so they don't get a rest season and so that I was like and I don't really care about basketball at all, but I was like, Damn, what the hell?

Bradford Ricardo-Hyde:

Yeah, no, that's crazy. I mean, the UConn girls were obviously right out of Connecticut. They don't get paid by the way. They don't get paid.

Raylene:

Every single game is sold out to the rafters.

Bradford Ricardo-Hyde:

They are amazing. They are amazing. And they're,

Unknown:

you know, it's unbelievable what their program has done. Look, there's an equities that there's no

Bradford Ricardo-Hyde:

doubt about it. Right and do you serve both men and women in your profession, right, in terms of basketball players for your service.

Unknown:

Absolutely, I'd be some sexist financial advisor if I said,

Bradford Ricardo-Hyde:

Hi, I'm Bradford and I ask stupid questions.

Unknown:

Thanks for listening.

Raylene:

I mean, I was just thinking perspective wise, they probably women are not going to have as much money to invest because they're making $50,000 versus a million. are more of your clients, men and women?

Unknown:

Well, first and foremost, you know, I always look at it from a family perspective. So take the professional athlete, for example, if they have a spouse, you know, they're ultimately going to be part of this conversation and part of the financial future as well. So, you know, it evens out in that regard. It's never a one on one dialogue, unless, unless they're single, and for the record, if they are single, and and, you know, I'm dealing with someone younger than mom and dad are involved, right, you know, particularly at the professional sports level. So if at the end of the day that the whole family is, is who we work with, so, you know, it certainly evens out in that regard.

Bradford Ricardo-Hyde:

So the work that you do is amazing. And as you're going through school, and you know that this is your path in life, at what point and was it even maybe after school that you said, No, I don't want to just be a financial planner, but I want to work with this demographic. I want to work with professional basketball players. When When did that happen? When was that aha moment for you?

Unknown:

You know, I think it's some point and you know, what I would say, look, you know, we got, what is there 7 billion people in the world at this point, you know, the beauty of it all is, every single person has a unique set of circumstances, we all have an individual life. And you know, very much what I encourage players, my clients to look at is, you know, where are you uniquely advantaged to add value to this world, you know, what makes your set of circumstances unique relative to someone else, you know, I do the same thing with myself, you know, I understand the game of basketball. And most importantly, I go back to seeing that disparity with what my African American friends went home to versus what I went home to, you know, that unique insight is one of the big things that's really not being addressed and being talked about within the wealth management community. Because look, you know, anytime you have someone in their 20s, coming into a lot of money, of course, there's unique challenges with that. But what I think is even more relevant is the fact that we're dealing with, by and large, African Americans who came from the inner city. And that matters, you know, that matters when you grow up in the world where you're not seeing examples of other sustainably wealthy African Americans. And we're just going to give you a little amen for that.

Curtis:

Thank you very much.

Unknown:

It matters, it matters and matters in a big way. And a lot of it's subconscious. So, to really do my job, effectively, I have to get into that subconscious mentality around money level, and make sure they understand that contrary to what they've been told their whole life, they are more than a basketball player. And it's not just the narrative of them only being an athlete and being limited. They're also battling the narrative of what does it mean to be an African American. And those are two narratives that they're ultimately fighting against, because neither one of them promotes building and sustaining wealth. But by acknowledging that and having it be part of the conversation and talking about it with these young men and women, it goes a long way. And that's what's not being talked about, you know, why is it that professional athletes go broke after retirement? I mean, we could certainly talk about the fact that, you know, for a lot of them, the the income dries up, but there's a whole other side to it as far as the narrative that they're only an athlete, and what are their limitations, so broadening their mindset, opening their eyes, and really showing them what's possible is a huge part of where it all ultimately comes together.

Steve:

So Brandon, first off, like Curtis said, A men to literally another round of applause.

Unknown:

Yeah, seriously.

Steve:

Well, being, um, I'll go on a long limb here being the only sports fan in the room.

Bradford Ricardo-Hyde:

As established earlier,

Curtis:

there's two. Well, alright, well, one and a half.

Bradford Ricardo-Hyde:

I didn't know whose jersey 23 I got,

Steve:

I want to know something and I know you're not an agent. So I hope you can answer this question. What is the worst contract on both ends? So what's the worst contract in the NBA that you can think of? That's the worst for the team. But then also another one that's worse for the player like Andre Iguodala has been winning rings for like 10 years and I doubt he's making LeBron money.

Unknown:

Man Well, hey, back to your initial question. I'm sure the worst contracts on the W NBA side for the player comes to mind Specifically but bringing that conversation back man for the team it's a tough one and you know being on the business side of that look if my my clients getting paid you love to see it

Steve:

maybe I'm like Brandon a mess and dumb questions over here.

Unknown:

Okay, the the team and the owner they got enough money to throw around so they, you know, they pay out a few bad contracts, someone gets hurt, it happens. But look, you know, the reality of the NBA these days is you know, you got to pay top dollar to get talent you're not paying max dollars they're out. So you know, that can lead to look, you know, players get injured things happen. Ultimately,

Steve:

we're gonna we're gonna we're gonna shift to a harder question for you.

Unknown:

So,

Steve:

we call this the lightning round. We're gonna ask you really quick questions where you just answer kind of one word whatever answers because it's harder than what I just asked you. Kobe or LeBron

Unknown:

Colby said, I love you LeBron. And I, you know, I'm gonna elaborate anyway, even though I go right ahead. Look, I I grew up a huge Kobe fan. I love what he's done for the game. I love his mentality to the game, the Mamba mentality. And you're sorry to interrupt you. You're from Boston to write? Well, I'm Listen, I'm from Buffalo, New York. I'm a free agent on the free agent. And I was a I was a big Lakers fan growing up and that was all because of Mr. Bryan. Um, what I what I like about LeBron is more so the impact off the court and you know, my my thing. Do you remember the shut up and dribble controversy? like years ago? Yes. down? Yes. Yeah. You remember that? Right. So you know what I would have told the Bron, I haven't met LeBron. What I would have told LeBron is, when you got on a major news network, someone telling you to shut up and dribble you're doing something right. All right. Because if you've gotten to the point where you're pissing them off so bad that they had the audacity to say something like that, so I bring it back to LeBron because of who he is, and what he's done off of the court, whether it be from a business standpoint, from a social from a political standpoint. And that's the standard where it's not just about being an athlete and being a basketball player that I love that he said, Because within that he now has a platform. He showed the world who LeBron James is outside of being a basketball player. There you go, right. He's more than a player. Exactly. And that's the mentality that I want the athletes corpse so much more than athletes to understand in that ultimately does so much more for the community for the game going back to African, the African American culture, everything so I love Colby,

Raylene:

so appreciate what you understand lightning round.

Unknown:

Like that needed an explanation that needed me back. I

Steve:

don't think Brad Brad and Brennan. I'm a Lakers fan and a sports fan. So I appreciate every second of the extract. Brandon,

Bradford Ricardo-Hyde:

we're loving having you on the guests. No worry. So fried turkey or baked turkey Thanksgiving just got over what are you fried turkey guy or big turkey guy?

Unknown:

I'm kind of a health nut. It's boring. I'm gonna say bait.

Raylene:

All right. Yeah, that is boring. Okay, so as the mom of a 29 year old I need to know Are you single? Get your girlfriend right

Keith:

now. Like that he

Steve:

never would have like,

Unknown:

I'm not looking at anyone. Right now. I'm starting to see someone in that moment. So offer the offer the market not married. No kids.

Steve:

That means she's important if he even said that. That's true. damn

Unknown:

fine. Where'd you meter? No, these days and in the, in the COVID world that we're in. I gotta hand it to online dating. Which one? You know

Steve:

which one cuz I kill

Raylene:

him on Tinder.

Unknown:

I got mine on Bumble.

Raylene:

No, no. J date hinge.

Unknown:

Oh, he's

Steve:

2930 years. So it's 30 year olds. We don't know.

Curtis:

I've never heard of any of these. So you guys have to teach me does that swipe up a

Unknown:

pre pandemic? I never gave it a second thought. But how do you meet people these days?

Raylene:

I love it because now you guys actually have to get to know each other before you hook up.

Steve:

Yeah, I was single for months ago to COVID like eight months ago,

Curtis:

Brandon cheers to being in love. Cheers to finding finding happiness, the winning lotto ticket that we discussed earlier. And cheers to you getting all your Christmas memories and then the next number one traffic. Well, that.

Unknown:

Thank you.

Raylene:

Thanks, Brandon. Thanks. So you know what I was just thinking

Steve:

jellison that dude on every level

Raylene:

I know. Well, so you know how we were just talking about dating. apps and I was just thinking because all of them are swipe left and swipe right. Wouldn't it make more sense to swipe up or swipe down? Right?

Unknown:

No, that's like we're like, Do

Raylene:

you get it up or? down? No, I would not be able to get out for you. Oh,

Steve:

can we wrap the show up like this? I never bring my job on here. But I'm doing a topic tomorrow that I'm really excited about. What

Unknown:

is it? Is it? Um Well, no.

Steve:

I'm gauging my room and the responses. So when it comes to a man swipe up,

Unknown:

what

Steve:

is what is too small and what is too big? But before you answer that, you have

Unknown:

to talk to my income. What's incoming?

Steve:

The ladies in my fucking office got this earlier got what is what is too small and what is too big, but you have to use an like an actual physical item to describe the rain.

Raylene:

All right, a hot dog versus a somersault. You said?

Unknown:

Get the fuck did you call my radio station today? No.

Steve:

swear on my life. I had a lady call and said that wow. I'm like ruining the secret radio. So we live

Unknown:

we are live on pre recorded.

Steve:

I swear to God I so so here's the secret. I have a list of like 30 days I call them their women. So I called every women on there I called one she went, Oh, I started a hot dog. And I was like, Oh shit. God. Damn. Wait.

Curtis:

That was the first thing you said when you called her?

Steve:

No, that's what made it amazing. I was like, Hey, this is why I feel weird doing this. Hey, is Boomer from 1077. How

Unknown:

are you? Oh, hey.

Steve:

So when it comes to a guy, using objects describe your size range, smallest to largest. And they're like what? And I swear to God, a girl said today a hotdog. And I went Wow. And I was like, Okay, well, what is your max? And she went? Well, there is none. Oh, well, there's a rocket ship. There's a tree out front. Right? You got to pick a range you went summer sausage and I went how weird to say summer sauce.

Unknown:

I don't even know what a summer sausage

Steve:

is a summer sausage like an extraordinarily larger.

Raylene:

It's a long and girthy

Steve:

how girthy cuz your hands are not.

Raylene:

Oh, god, it's hard cuz it's hard. It's bigger. I was

Steve:

jacked. Like, width wise.

Unknown:

I didn't even want to talk into the mic anymore.

Raylene:

It's really hard. I mean, like base of a regular tumbler of the base of a regular like, okay, Tumblr. That's for bartending for bartending like a regular glass. Like a pint glass of stickers. That's thick, right? Or a coke for a coke bottle.

Unknown:

Yeah, coke can and then how long?

Raylene:

Well, I mean, I mean, I, at some

Steve:

point, here, here's how explain if you saw someone said here's a summer sausage, you were like, that ain't no summer sausage. how short would that need to be? All right, well, where's the line before you go down? Oh, that's a summer sausage, whale penis.

Raylene:

We'll go right out on the limb and say there's I can wish I wish I was out on the limb. I

Unknown:

know where the wind is her.

Raylene:

I know I was thinking I knew I knew the name brands off the top of my head because some there's some that you get there like $5 at Walmart and they're like a footlong. And they're there the the width of like I said, and you cut them up and you put them on your cheese tray. Right and then there's a

Steve:

fucking crackers are using

Raylene:

Well, I mean, that's just where we are. You've got your pepperonis and then you've got your Salamis and then you've got your summer sausage.

Bradford Ricardo-Hyde:

So it's bigger than like the Jimmy Dean round cylinder. Yeah,

Raylene:

well, it's about that but it's it's longer.

Unknown:

What are we describing again?

Raylene:

penises.

Unknown:

I get on that. I mean, don't get your your

Steve:

size range is to the exact description. A human I talked to earlier.

Raylene:

Right? Well, I mean, it is. I mean, first of all fair size range. No,

Steve:

I think if any man listening like we're really focusing on exotic toys,

Raylene:

like you, you really wanna is

Unknown:

going to be our shorten

Steve:

is a hot dog. Now if you're working with a hot dog, you ain't winning girth, but like right you're kind of living in the length range

Unknown:

but it made you feel good that you had a hockey Okay, so

Bradford Ricardo-Hyde:

let me call that like pencil deck or something.

Steve:

No, I just imagine your husband has a for

Unknown:

coming home. From dinner, here's five, two lottery tickets. Set it

Steve:

to the girl I set it to my coworker

Raylene:

said something so naughty that

Steve:

I said, Hey, I took a call earlier on my seed call. Whoa, whoa, whoa, hold on. About Mike. And he goes oh yeah, how'd it go? I said she started with a hot dog and went oh shit really great. And now we both looked at each other like yeah,

Unknown:

like I'm better than no I mean like we're pushing length

Steve:

but girth we got we got wrapped up.

Raylene:

We're good. Worst is a perfect but the

Steve:

fact that the fact that you can come in with a sexy measurement

Unknown:

I'm sorry summer sausage I don't know what to

Steve:

bring. I have heard the term summer that is your Christmas gift.

Bradford Ricardo-Hyde:

I'm bringing you a murse sauces.

Steve:

Man. There is one man in the world walking around a summer sausage dick. Yeah, fucking everybody.

Bradford Ricardo-Hyde:

I'm good calling they're stocking better.

Raylene:

There we go super high. Since you brought it. This length does not necessarily matter. For most women. It's girth. So you can enjoy your somersaults right? So if you can if you hit more nerve endings with girth, and depth. I mean, like somebody's like, I don't want you're gonna bottom out at some point the vagina only goes four to six inches in length. So after that, you're literally just

Unknown:

talking about

Curtis:

so much Ireson larger learning and we're gonna save this conversation for next week.

Steve:

I know someone's getting a somersault.

Bradford Ricardo-Hyde:

No, I'm just I'm still surprised that motion The ocean is no longer a thing. It's

Raylene:

not. So I told you that right? It's not the size of the ship or the motion of the ocean. It's whether or not the captain can stay in Port long enough for all of the passengers to get

Curtis:

on board that the captain or the passengers give

Steve:

you go down for about 25 what happens after that?

Raylene:

Only in your 25 minutes you're missing it 15% fit only on undebatable Thank you to our guests.

Curtis:

Thank you to my amazing and our new sponsors as well as our new sponsors who

Bradford Ricardo-Hyde:

are like this was the first episode fuckin ship.

Steve:

I guarantee you they will be selling summer sausage very soon.

Curtis:

Yeah. And on that note, make sure you head to your closest Walmart or closest grocery store your mom and pop shop to purchase.

Bradford Ricardo-Hyde:

What is it somersaults?

Steve:

Really smiley face. We'll

Unknown:

be honest.

Bradford Ricardo-Hyde:

This is highly relevant to before we go. I know that our friend Keith will say it at the end. But we implore you if you've enjoyed this episode, we haven't completely grossed you out. To go to undebatable dot show and join in on the conversation. We want to engage with you in conversation. Tell us what you think, comment. And of course subscribe to the podcast. And

Curtis:

of course we haven't grown them out. We told them what they should love what type of summer October they should buy. What type of man they should look into right and gold search for that winning lotto ticket. I think

Steve:

if you've made it this far, we've thinned you out.

Unknown:

undebatable

Steve:

Episode Three we're talking about broken hymans. So right, yeah,

Raylene:

we did lose one person that day.

Steve:

She prayed about it. Everything's fine.

Curtis:

It's been an amazing episode of undebatable. We'll see you guys next week.

Keith:

You've been listening to undebatable. Finally a show proving that people can disagree and still have fun. Like it automate. We hope you had fun too. And we'll be back soon. Until then join in the conversation with us on our website at www dot undebatable dot show or connect with us on social media, Instagram, Facebook, and YouTube. We'll see you next time. Until then, this is undebatable signing off.

Brandon Fink

Brandon did not grow up with the desire to be a financial planner. It was the game of basketball that first garnered his interest. Yet shortly after he stopped playing competitively, he found a new passion- entrepreneurship and investing. At Boston University, he naturally gravitated towards the world of finance and realized that becoming a financial advisor was his destined career path. "I am able to combine two of my passions-helping people and nerding out over economics, investment and financial strategies."

Brandon works closely with business owners, successful professionals, and retirees to guide them through a broad range of financial decisions. He is particularly focused on helping basketball coaches and professional athletes accumulate and protect their
wealth. Along with understanding the unique challenges and opportunities for them, he applies key elements of basketball strategy to financial planning ensuring his clients are becoming educated during the process.

Through Brandon's passion, integrity, client focus and technical expertise, he has achieved success early in his career. In just his first year in the business, Brandon was awarded the national developing advisor of the year as a member of the retirement benefits group. He is a qualifying member of the prestigious Million Dollar Round Table (MDRT), an international network of the top 5% of financial professionals globally who serve their clients with exemplary performance and convey the highest standards of ethics. In addition, Boston magazine named Brandon a Five Star Wealth Manager (2018 and 2019) and was named one of the 500 fastest growing advisors by wealth management.com. He is a member of the Boston Estate Planning Council, actively involved with The Jewish Federation of Boston, and an avid fan of all things basketball.